Apple Pay hides user’s real Credit Card Number

Yes, that is true. When you use Apple Pay to make a purchase, your actual credit card number is never shared with the merchant. Instead, Apple Pay generates a unique Device Account Number (DPAN) that is used to process the payment. The DPAN is linked to your actual credit card number, but it cannot be used to make unauthorized purchases. This helps to protect your privacy and security when using Apple Pay.

The payment gateway will receive the DPAN and other payment information, such as the expiration date and CVV code. However, the gateway will not be able to see your actual credit card number. This helps to protect your privacy and security, as your credit card number is not stored on the merchant’s servers or on the payment gateway’s servers.

If you are concerned about the security of Apple Pay, you can rest assured that your credit card information is safe. Apple Pay uses industry-leading security standards to protect your data. And, because the DPAN is linked to your actual credit card number, you can still use your credit card for rewards and benefits.